Voluntary Benefits

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Voluntary Employee Benefits

Voluntary Benefits That Work for Every Workforce. Flexible coverage options designed to protect employees and simplify administration.

PAI makes it easy for employers to offer voluntary benefits that enhance employee satisfaction without the burden of managing multiple vendors. From Fixed Indemnity Medical Plans for part-time or hourly employees to Ancillary Products that expand coverage options, and Supplemental Products that help cover unexpected expenses, our solutions deliver peace of mind when it matters most. With PAI, you can offer a comprehensive benefits package that fits your workforce—without the administrative headaches.

Ancillary & Voluntary Benefit Solutions

PAI’s ancillary and voluntary benefit products make it easy for employers to expand their benefits offering without the burden of managing multiple vendors, invoices, or administrative tasks. 

These affordable, high‑value options give employees access to additional protection and services they want, helping employers strengthen retention and enhance their overall benefits strategy. With flexible plan designs and streamlined administration, PAI delivers voluntary benefits that are simple to manage and meaningful to employees.

Available Products Include:

  • Dental Insurance: Flexible coverage with the freedom to choose any dentist and benefits up to 100% of allowable charges, subject to annual maximums.
  • Group Term Life & AD&D: Guaranteed‑issue life insurance up to $20,000, with optional accidental death and dismemberment coverage.
  • Short‑Term Disability Insurance: Income protection offered with no evidence of insurability and an issue‑age rate freeze.
  • Vision Insurance: Customizable plans offering exam‑only or full coverage options, with adjustable copays, frequencies, and eyewear allowances.
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